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Foreclosures

STATE OF GEORGIA

COUNTY OF GILMER

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Thomas Francisco-Nicolas to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean and Whitaker Mortgage Corp. and its successors and assigns dated October 4, 2007, and recorded in Deed Book 1421, Page 444, Gilmer County Records, securing a Note in the original principal amount of $99,216.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 5, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 63, 11th District, 2nd Section of Gilmer County, Georgia, and being in the City of Ellijay, consisting of 0.78 acre, as shown on plat of survey for Pam Baxter. Said plat, dated November 19, 2002, by Richard J. Pool, Georgia Registered Land Surveyor No. 2667, is recorded in Plat Book 39, Page 193, Gilmer County Records, with reference made thereto for the purpose of incorporating same. Said tract is improved, having a single family residence located thereon. The above-described tract is the northerly portion of that property which was conveyed by Warranty Deed dated March 20, 2002 from Fran Vandecar to B. J. Reece, as recorded in Deed Book 846, Page 22, Gilmer County Records. This conveyance is subject to all easements and restrictions of record, if any. Together with all improvements now or hereafter erected on the property including, but without limitation, that certain Manufactured Home Located on the property: 1985 Summit Mobile Home, Model #24 X 56, with VIN #1142112GLR, with current Title Number 770918021569103, which Borrower intends and deems to be realty and all easements, appurtenances and fixtures now or hereafter a part of the property.

Said property is known as 136 S Laurel Street, Ellijay, GA 30540, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Thomas Francisco-Nicolas, a/k/a Thomas Nicolas-Francisco a/k/a Thomas Nicolas a/k/a Thomas Francisco a/k/a Tomas Franciso-Nicolas a/k/a Thomas F. Nicolas a/k/a Tomas Nicolas-Francisco a/k/a Tomas Nicolas a/k/a Tomas Francisco a/k/a Tomas Francisconicolas, successor in interest or tenant(s).

Selene Finance LP as Attorney-in-Fact for Thomas Francisco-Nicolas

File no. 15-051185

SHAPIRO, SWERTFEGER & HASTY, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341-3941

(770) 220-2535/CH

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]



4/25/2015

NOTICE OF SALE UNDER POWER, GILMER COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Heather Marie Bergeron to Mortgage Electronic Registration Systems, Inc., as nominee for HomeStar Financial Corporation dated 9/14/2012 and recorded in Deed Book 1756 Page 276, Gilmer County, Georgia records; as last transferred to or acquired by JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of $ 81,632.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gilmer County, Georgia, within the legal hours of sale on May 05, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being in the 11th District, 2nd Section, Land Lots 78 & 79, Gilmer County, Georgia, consisting of 1.00 acre, being Tract 7, Timber Walk Estates, Phase I, as shown on a plat of survey prepared by Lane S. Bishop, GRLS No. 1575, dated July 28, 1988 and revised September 27, 1988, being recorded in Plat Book 17, Page 60-60B, Gilmer County, Georgia Records, to which reference is hereby made for a more complete and accurate legal description. Map Parcel No.3051V 007

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 56 Birch Lane, Ellijay, GA 30540 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Heather Marie Bergeron or tenant or tenants.

JPMorgan Chase Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

JPMorgan Chase Bank, NA

Homeowner's Assistance Department, 3415 Vision Drive, Columbus, Ohio 4321 1-866-550-5705

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Heather Marie Bergeron

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

1031-74204A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-74204A



4/25/2015

NOTICE OF SALE UNDER POWER

GEORGIA, GILMER COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Jonathan Brown to Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc., dated 12/11/2006, recorded in Deed Book 1334, Page 396, Gilmer County, Georgia records, as last transferred to Ocwen Loan Servicing, LLC by assignment recorded or to be recorded in the Gilmer County, Georgia records conveying the after-described property to secure a Note in the original principal amount of Eighty-Eight Thousand and 00/100 DOLLARS ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in May 2015, the following described property:

All that tract or parcel of land lying and being in Land Lot 221 of the 12th District, 2nd Section, Gilmer County, Georgia, being Lot 29, Pioneer Settlement Subdivision, as per plat recorded in Plat Book 3, Page 230, Gilmer County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing, LLC, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 561-682-8000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the parties in possession of the property are Jonathan Brown or a tenant or tenants and said property is more commonly known as 65 Deerfield Ln, Talking Rock, GA 30175.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Ocwen Loan Servicing, LLC

as Attorney in Fact for Jonathan Brown

Weissman, Nowack, Curry, & Wilco P.C.

Attn: Lender Services

One Alliance Center, 4th Floor

3500 Lenox Road

Atlanta, GA 30326

Our File# 017237-002217



4/25/2015

NOTICE OF SALE UNDER POWER, GILMER COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Eugene R Carlisle to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company dated 12/31/2009 and recorded in Deed Book 1594 Page 49, Gilmer County, Georgia records; as last transferred to or acquired by Branch Banking and Trust Company, conveying the after-described property to secure a Note in the original principal amount of $ 112,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gilmer County, Georgia, within the legal hours of sale on May 05, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being located in Land Lot 73, 7th District, 2nd Section of Gilmer County, Georgia, containing 0.72 acres of land, more or less, as shown on plat of survey prepared by Greer Dover, dated October, 1990 and recorded in Plat Hanger B-24, Page 240 (formerly Plat Book 19, Page 240), Gilmer County, Georgia Records. Said plat is incorporated herein by reference thereto for a more complete description of the above described property. Subject to Right of Way Easement to build electric line recorded in Deed Book 1554, Page 376, aforesaid records. Subject to Rural Post Roads right of way Easement recorded in Deed Book 71, Page 109, aforesaid records. Subject to Electric Line right of way Easement recorded in Deed Book 306, Page 9, aforesaid records. Subject to all easements, restrictions, and rights of way as shown on above referenced plat or as otherwise appearing of record. Subject to existing easements and right of ways for public roads, if any. This conveyance made together with right of ingress, egress and utility service along existing roads to the subject property. Subject to Gilmer County, Georgia Subdivision regulations, Mobile Home regulations and any zoning or other ordinances, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2554 Lucius Road, Cherry Log, GA 30522 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Eugene R Carlisle or tenant or tenants.

Branch Banking and Trust Company is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

Branch Banking and Trust Company

Mortgage Loan Servicing, P.O. Box 2467, Greenville, SC 29602-2467. 1-800-827-3722

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Branch Banking and Trust Company as agent and Attorney in Fact for Eugene R Carlisle

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

1207-454A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1207-454A



4/25/2015

STATE OF GEORGIA

COUNTY OF GILMER

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt dated 27th day of January,2014 , from CHRISTOPHER A. CARTIN and JOYCLYN CAROL CARTIN to JOHNNY J. JONES, recorded in Deed Book 1849, Page 321-325, said Deed to Secure Debt having been given to secure a promissory note of even date, in the original principal sum of $36,200.00, interest from date as stated therein; the holder thereof will offer the property described below for sale at public outcry to the highest bidder for cash before the courthouse door at GILMER COUNTY, GEORGIA within the legal hours of sale on the first Tuesday in May 2015, The property is described as follows:

All that tract or parcel of land lying in and being in Land Lot 221 of the 25th Land District, 2nd Section, Gilmer County Georgia, being Lot 73, of Oakridge Place Subdivision, Phase 2, as per plat of survey recorded in Plat Book 39, Page 184, Gilmer County Records, which plat is expressly incorporated herein and made a part hereof by this reference. Said property containing 0.64 acre; being further known as 53 Trey Lane and identified as Tax Map Parcel Number 3006K-035 according to the records of the Gilmer County Tax Assessors.

All that tract or parcel of land lying and being in the 25th District, 2nd Section, of Gilmer County, Georgia, and being part of Land Lot 211, and designated as Lot 72, of Oakridge Place, Phase 2, as shown in Plat Book 39, Page 182, Gilmer County Records to which reference is hereby made for a more complete metes and bounds description as provided by Section 44-2-28 Official Code of Ga. Ann. (29-423 Ga. Code Ann.).

Also conveyed is the 2003 doublewide mobile home that is located on Lot 73 of Oakridge Place Subdivision, Phase 2 and all improvements.

This property is the same property Johnny J. Jones bought at tax sales. The tax deeds are recorded in Deed Book 1469, page 87-88 and Deed Book 1144, page 66.

The debt secured by said Deed to secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.

To the best information, knowledge and belief of the undersigned, the property is presently in the possession of CHRISTOPHER A. CARTIN and JOYCLYN CAROL CARTIN

The property will be sold as the property of said CHRISTOPHER A. CARTIN and JOYCLYN CAROL CARTIN and will be sold subject to all restrictions, liens, encumbrances, easements and other matter of record, if any, to which the Deed to Secure Debt is junior and inferior in terms of priority, and subject to any and all unpaid taxes of assessments relating to the property.

JOHNNY J. JONES

As Attorney in Fact for CHRISTOPHER A. CARTIN and JOYCLYN CAROL CARTIN

JOHNNY J. JONES

7010 BOARDTOWN RD.

ELLIJAY, GA 30540

706-635-5046



4/25/2015

STATE OF GEORGIA

COUNTY OF GILMER

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Harold L. Crump and Sherry Ann Crump to Gilmer County Bank, a Division of Appalachian Community Bank dated July 8, 2004, and recorded in Deed Book 1068, Page 388, and Deed Book 1775, Page 68, Gilmer County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Regions Bank DBA Regions Mortgage by Assignment, securing a Note in the original principal amount of $177,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 5, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 59, 11th District, 2nd Section of Gilmer County, Georgia, consisting of 1.32 acres, and being Lot 6 as shown on plat of survey for Harold L. and Sherry Ann Crump, dated November 19, 2002 by Joel Jordan, Georgia Registered Land Surveyor No. 2430, and recorded in Plat Book 40, Page 2, Gilmer County Records, which reference is made thereto for the purpose of incorporating the same.?The above described property is a portion of the same which was conveyed by Warranty Deed of Correction dated April 9, 2003 from Mack G. West and Jerry W. West to Harold L. Crump and Sherry Ann Crump, as recorded in Deed Book 982, Page 503, Gilmer County, Georgia Records.

Said property is known as 97 Greenfield Ridge, Ellijay, GA 30536, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Harold L. Crump and Sherry Ann Crump, successor in interest or tenant(s).

Regions Bank DBA Regions Mortgage successor by merger to Union Planters Bank, NA as Attorney-in-Fact for Harold L. Crump and Sherry Ann Crump

File no. 15-051070

SHAPIRO, SWERTFEGER & HASTY, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941

(770) 220-2535/CH

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]



4/25/2015

STATE OF GEORGIA

COUNTY of GILMER

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from KEVIN C. DALRYMPLE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR QUICKEN LOANS, INC. dated February 18, 2013, filed for record March 20, 2013, and recorded in Deed Book 1793, Page 368, GILMER County, Georgia Records, as last transferred to NATIONSTAR MORTGAGE LLC by assignment recorded in Deed Book 1906, Page 497, GILMER County, Georgia Records, Deed to Secure Debt having been given to secure a Note dated February 18, 2013 in the original principal sum of THREE HUNDRED FIFTY ONE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($351,250.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at GILMER County, Georgia, within the legal hours of sale on the first Tuesday in May, 2015, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 319, 10TH DISTRICT, 2ND SECTION, GILMER COUNTY, GEORGIA, CONSISTING OF 2.20 ACRES, MORE OR LESS, AND BEING DESIGNATED AS TRACT B AS SHOWN ON PLAT OF SURVEY FOR KEVIN C. DALRYMPLE. SAID PLAT, DATED FEBRUARY 11, 2002, PREPARED BY JOEL JORDON, GEORGIA REGISTERED LAND SURVEYOR NO. 2430, IS RECORDED IN PLAT BOOK 38, PAGE 181, GILMER COUNTY, GEORGIA RECORDS, WITH REFERENCE MADE THERETO FOR THE PURPOSE OF INCORPORATING THE SAME.

CONVEYANCE OF THE ABOVE DESCRIBED PROPERTY IS MADE SUBJECT TO A DRIVEWAY EASEMENT ON AN EXISTING ROAD AS SHOWN ON THE ABOVE REFERENCED PLAT AS RECORDED IN PLAT BOOK 38, PAGE 181, AFOREMENTIONED RECORDS.

COMMONLY KNOWN AS: 552 DALRYMPLE CIRCLE, ELLIJAY, GA 30540

PARCEL NUMBER: 3049 072B

To the best of the knowledge and belief of the undersigned, the party in possession of the property is KEVIN C. DALRYMPLE or a tenant or tenants. Said property is more commonly known as: 552 DALRYMPLE CIR, ELLIJAY, GA 30540.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is CENLAR FSB, 425 PHILLIPS BLVD, EWING, NJ 08618-1430; (877) 909-9416.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

Said property will be sold as the property of KEVIN C. DALRYMPLE.

NATIONSTAR MORTGAGE LLC

As Attorney-in-Fact for

KEVIN C. DALRYMPLE

Phelan Hallinan Diamond & Jones, PLLC

11675 Great Oaks Way, Suite 375

Alpharetta, GA 30022

Telephone: 770-393-4300

Fax: 770-393-4310

PH # 22683

This law firm is acting as a debt collector. Any information obtained will be used for that purpose.



4/25/2015

STATE OF GEORGIA

COUNTY OF GILMER

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from GRADY L. GIPSON and ANITA L. GIPSON to UNITED COMMUNITY BANK, dated February 22, 2005, recorded February 25, 2005, in Deed Book 1125, Page 108, Gilmer County, Georgia records, as last modified by Modification of Security Deed dated July 31, 2012, recorded in Deed Book 1747, Page 497, Gilmer County, Georgia records, said Security Deed being given to secure a Note from GRADY L. GIPSON and ANITA L. GIPSON dated July 31, 2012, in the original principal amount of Fifty Thousand One Hundred Seventy Six and 34/100 ($50,176.34) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in May, 2015, the following described property:

That parcel of land in Land Lot 246, District 6, Section 2, Gilmer County, Georgia, being Lot 54, containing 1.41 acres, as shown on the survey for The Boyd Reece Property recorded in Plat Book 14, Page 158, Gilmer County Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is GRADY L. GIPSON and ANITA L. GIPSON or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for GRADY L. GIPSON and ANITA L. GIPSON

L. Lou Allen

Stites & Harbison, PLLC

520 West Main Street

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03717

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



4/25/2015

NOTICE OF SALE UNDER POWER

GEORGIA, GILMER COUNTY

By virtue of the power of sale contained in a Security Deed from James C. Glisson to Mortgage Electronic Registration Systems Inc., as nominee for Market Street Mortgage Corporation, its successors and assigns dated December 22, 2006 recorded in Deed Book 1342, Page 135-147 , Gilmer County Records, and last assigned to Carrington Mortgage Services, LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ELEVEN THOUSAND SIX HUNDRED FIFTY AND 00/100 ($111,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gilmer County, Georgia, during the legal hours of sale on Tuesday, May 5, 2015 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 106 of the 12th District, 2nd Section of Gilmer County, Georgia, being 3.01 acres identified as Tract 48, Whitestone Estates, Phase 3, as shown on survey recorded in Plat Book 35, Page 176, Gilmer County, Georgia Records, which plat and record therefore are incorporated herein by reference for a more complete description of said property.

Together with an improvement and immovable permanently attached thereto a 2001 Homestead Mirage LX, manufactured home, Serial No. HMST15788AB, affidavit attached to Warranty Deed.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees, notice of intent to collect attorney's fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is James C. Glisson aka James G. Glisson or, a tenant or tenants, and said property was or is commonly known as 259 Whitestone Lane, Talking Rock, GA 30175.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Carrington Mortgage Services, LLC

As Attorney in Fact for

James C. Glisson

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 13-20098

/Publication Dates: April 9, 16, 23, 30, 2015

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



4/25/2015

STATE OF GEORGIA

COUNTY OF GILMER

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt dated 29th day of April,2011 , from SAMUEL D. HOWARD to JOHNNY J. JONES, recorded in Deed Book 1670, Page 464-466, said Deed to Secure Debt having been given to secure a promissory note of even date, in the original principal sum of $43,500.00, interest from date as stated therein; the holder thereof will offer the property described below for sale at public outcry to the highest bidder for cash before the courthouse door at GILMER COUNTY, GEORGIA within the legal hours of sale on the first Tuesday in May 2015, The property is described as follows:

All that tract or parcel of land lying and being in Land Lot 152 of the 11th Land District, 2nd Section, of Gilmer County, and being LOT 23 OF VICTORIA SPRINGS SUBDIVISION as more particularly described by that plat of survey prepared by William J. Bouldin, Georgia Registered Land Surveyor, dated May 1995, and recorded in Plat Book 25, Page 142, of the Gilmer County, Georgia Plat Records. Said plat is incorporated herein by reference for a more complete description of the property. Property also known as 418 Water Tower Drive.

Less and except the out parcel 4, 1 containing 0.02 acres as shown on the above -referenced plat. This conveyance is subject to the 20-foot wide easement as shown on the above reference plat.

Also conveyed are non-exclusive rights to take water from the well constructed on Out Parcel #2 as shown on the above reference plat, and said well presently servicing the subject property.

Also conveyed is a 1995 double-wide mobile home and all improvements placed upon the property.

The debt secured by said Deed to secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.

To the best information, knowledge and belief of the undersigned, the property is presently in the possession of SAMUEL D. HOWARD.

The property will be sold as the property of said SAMUEL D. HOWARD and will be sold subject to all restrictions, liens, encumbrances, easements and other matter of record, if any, to which the Deed to Secure Debt is junior and inferior in terms of priority, and subject to any and all unpaid taxes of assessments relating to the property.

JOHNNY J. JONES

As Attorney in Fact for SAMUEL D. HOWARD

Johnny J. Jones

7010 Boardtown Rd.

Ellijay, GA 30540

706-635-5046



4/25/2015

STATE OF GEORGIA

COUNTY OF GILMER

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt dated 11th day of April,2011 , from Billy T. Keith and/or Reba J. Keith to Johnny J. Jones, recorded in Deed Book 1667, Page 145-147, said Deed to Secure Debt having been given to secure a promissory note of even date, in the original principal sum of $38,000.00, interest from date as stated therein; the holder thereof will offer the property described below for sale at public outcry to the highest bidder for cash before the courthouse door at Gilmer COUNTY, GEORGIA within the legal hours of sale on the first Tuesday in May 2015, The property is described as follows:

All that tract or parcel of land lying and being in Land Lots 1 & 36, in the 12th District, 2nd Section of Gilmer County Georgia and more particularly described as Tract 41 of the White Oak Hills Subdivision, Phase II as shown by plat of survey prepared by Bakkum-Deloach & Associates, N.s. Deloach, Georgia Registered Surveyor No.1347, dated April4, 1988 and duly recorded in plat Book 17,page 26, Gilmer County Plat Book Records Located in the office of the clerk of Superior court for Gilmer county, Georgia, reference to which is made for a more specific description. Property has the current address of 959 White Oak Dr.

This sale is subject to a right of way easement previously granted to Amicalola Electric Membership Corporation for the purpose of securing electric service to the property, recorded in Deed Book 228,Page 373, Gilmer County records.

The debt secured by said Deed to secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.

To the best information, knowledge and belief of the undersigned, the property is presently in the possession of Billy T. Keith and/or Reba J. Keith.

The property will be sold as the property of said Billy T. Keith and/or Reba J. Keith and will be sold subject to all restrictions, liens, encumbrances, easements and other matter of record, if any, to which the Deed to Secure Debt is junior and inferior in terms of priority, and subject to any and all unpaid taxes of assessments relating to the property.

Johnny J. Jones

As Attorney in Fact for Billy T. Keith and/or Reba J. Keith

Johnny J. Jones

7010 Boardtown Rd.

Ellijay, GA 30540

706-635-5046



4/25/2015

NOTICE OF SALE UNDER POWER GEORGIA, GILMER COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ransom Eugene McArthur to Mortgage Electronic Registration Systems, Inc. as nominee for United Community Mortgage Services, inc., its successors and assigns, dated July 28, 2011, recorded in Deed Book 1683, Page 314, Gilmer County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1814, Page 357, Gilmer County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND THREE HUNDRED FIFTY-SEVEN AND 0/100 DOLLARS ($67,357.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Ransom Eugene McArthur and Adeline I. McArthur or a tenant or tenants and said property is more commonly known as 1119 Roberts Ridge Road, Ellijay, Georgia 30540. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Ransom Eugene McArthur McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that parcel of land in Land Lot 7, District 11, Section 2, Gilmer County, Georgia, consisting of 0.41 acre and being Lot 3, W.M. Sluder Subdivision as shown on the plat for Arnold T. Bradburn & Margaret Bradburn, recorded in Plat Book 20, Page 251, Gilmer County Records. Also conveyed is one-half interest to the well located on adjacent Lot 4 as shown on said plat, water rights therein, and the right to lay, maintain and repair, free of charge, the water pipeline from said well to the property herein described. MR/tvl 5/5/15 Our file no. 5637114 - FT3



4/25/2015

NOTICE OF SALE UNDER POWER

GEORGIA, GILMER COUNTY

Under and by virtue of the Power of Sale contained in that certain Construction Security Deed from Robert V. Mohon and Peggy L. Mohon (“Grantors”) to Community & Southern Bank, as successor in interest to Bank of Ellijay, by virtue of Assignment from the FDIC, as Receiver for Bank of Ellijay (“Grantee”), dated June 26, 2008, filed and recorded June 27, 2008 in Deed Book 1486, Page 209, Gilmer County, Georgia Records, as modified by that certain Modification of Security Deed dated December 29, 2008, filed and recorded January 15, 2009, in Deed Book 1521, Page 23, aforesaid records, as modified by that certain Modification of Security Deed dated July 24, 2009, filed and recorded August 18, 2009, in Deed Book 1567, Page 328, aforesaid records, as modified by that certain Modification of Security Deed dated November 23, 2009, filed and recorded December 17, 2009, in Deed Book 1588, Page 210, aforesaid records, as modified by that certain Modification of Security Deed dated December 20, 2010, filed and recorded January 5, 2011, in Deed Book 1650, Page 192, aforesaid records, and as further modified by that certain Modification Agreement dated June 28, 2012, filed and recorded July 2, 2012, in Deed Book 1740, Page 399, aforesaid records (as modified and assigned, the “Security Deed”), conveying the after-described property to secure that certain Modification of Promissory Note dated June 28, 2012, from Grantors payable to Grantee in the principal amount of One Hundred Eighty Nine Thousand Nine Hundred Eighty Eight and 02/100 Dollars ($189,988.02), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in May, 2015, the following described property:

All that tract or parcel of land lying and being in Land Lot 191, 6th District, 2nd Section, Gilmer County, Georgia Records, consisting of 3.00 acres, together with an easement for access as shown on plat of survey for Peggy Mohon, dated August 21, 2007, prepared by Joel Jordan, GRLS #2430, as recorded in Plat Book 50, Page 102, Gilmer County Records to which reference is hereby made for a more complete and accurate legal description.

The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

The following information is being provided in accordance with O.C.G.A. § 44-14-162.2. Community & Southern Bank is the secured creditor under the Security Deed and loan being foreclosed. The following entity shall have full authority to negotiate, amend, and modify all terms of the above-described Security Deed and associated Note on behalf of the secured creditor: Community & Southern Bank, Attn: Foreclosures, 4800 Ashford-Dunwoody Road, Suite 200, Dunwoody, Georgia 30338, (678) 293-1231. O.C.G.A. § 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument."

To the best of the undersigned's knowledge and belief, the property is known as 5216 Roy Road, Ellijay, Gilmer County, Georgia 30536; and the parties in possession of the property are Robert V. Mohon and Peggy L. Mohon, or their tenant or tenants.

COMMUNITY & SOUTHERN BANK, as successor in interest to Bank of Ellijay, by virtue of Assignment from the FDIC, as Receiver for Bank of Ellijay, as Attorney-in-Fact for Robert V. Mohon and Peggy L. Mohon

Thompson, O'Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

This is notice that we are attempting to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector.



4/25/2015

NOTICE OF SALE UNDER POWER GEORGIA, GILMER COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Robert D Morris and Anne L Morris to JPMorgan Chase Bank, NA, dated March 28, 2012, recorded in Deed Book 1725, Page 452, Gilmer County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND TWO HUNDRED NINETY AND 0/100 DOLLARS ($130,290.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, NA is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert D Morris and Anne L Morris or a tenant or tenants and said property is more commonly known as 308 Big Creek Rd, Ellijay, Georgia 30536. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, NA as Attorney in Fact for Robert D Morris and Anne L Morris McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in Land Lots 146 and 179, 6th District, 2nd Section of Gilmer County, Georgia, as more fully shown on Survey for Jerry Smith and Cheryl C. Smith prepared by Greer Dover, County Surveyor, Dated September, 1988, recorded in Plat Book 17, Page 88 of Gilmer County, Georgia, Records, which Survey is by reference incorporated herein as a part of this description. Less and except the manufactured home that was contained on the Northeast portion of said Plat. Assessor's Parcel No: 3112 018 MR/tvl 5/5/15 Our file no. 5138615 - FT3



4/25/2015

NOTICE OF SALE UNDER POWER IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF GILMER

Under and by virtue of the Power of Sale contained in the Deed to Secure Debt from Kris D. Reece and Bryde E. Reece to New Horizons Bank dated July 31, 2009 as recorded in Deed Book 1565, Page 273, in the offices of the Clerk of the Superior Court of Gilmer County, Georgia; as modified by that certain Modification of Security Deed dated August 27, 2012 and recorded in Deed Book 1753, Page 406, aforesaid records; as assigned to Citizens South Bank by that certain Master Assignment dated April 15, 2011 and recorded in Deed Book 1671, Page 10, aforesaid records (as same may have been further modified from time to time, collectively the “Security Deed”); and pursuant to that certain Consent Order Granting Relief from Automatic Stay dated March 23, 2015 and entered March 23, 2015 in Chapter 7 Case No. 15-20232-jrs, United States Bankruptcy Court, Northern District of Georgia, Gainesville Division; the undersigned will sell at public outcry to the highest and best bidder for cash before the door of the Courthouse of Gilmer County, Georgia, during the legal hours of sale, on the first Tuesday in May, 2015, the following described real property, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 257 OF THE 10TH DISTRICT AND 2ND SECTION OF GILMER COUNTY, GEORGIA, AND BEING LOT 30, AS SHOWN ON PLAT OF SURVEY FOR TIM GARLAND. SAID PLAT, DATED JANUARY 7, 1998, BY JOEL JORDAN, GRLS # 2430, IS RECORDED IN PLAT BOOK 30, PAGE 190, GILMER COUNTY, GEORGIA RECORDS, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION, AND TO INCORPORATE THE SAME HEREIN.

PROPERTY BEING MORE COMMONLY KNOWN AS: 420 NEW HOPE CLUB ROAD, ELLIJAY, GEORGIA

The debt secured by the Security Deed is evidenced by a renewal Promissory Note from Kris D Reece and Bryde E. Reece (collectively the “Borrower”) to Citizens South Bank, dated August 27, 2012, in the original principal amount of $129,299.16; as affected by Change in Terms Agreement from Borrower to Park Sterling Bank dated April 23, 2013 (as same may have been further modified, renewed or amended, the "Note"), plus interest from date on the unpaid balance until paid, and other indebtedness.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The above-described real property will be sold to the highest and best bidder for cash as the property of Kris D. Reece and Bryde E. Reece, the proceeds to be applied to the payment of said indebtedness, attorneys' fees, and the lawful expenses of said sale, all as provided in the Note and Security Deed. The sale shall be subject to the following: all outstanding ad valorem taxes and/or assessments, if any; possible redemptive rights of the Internal Revenue Service, if any; and all other prior assessments, easements, restrictions or matters of record.

To the best of the undersigned's knowledge and belief, the real property is presently owned by Kris D. Reece and Bryde E. Reece.

To the best of the undersigned's knowledge and belief, the party in possession of the real property is Kris D. Reece and Bryde E. Reece, and tenants holding under them.

Park Sterling Bank, successor by merger to Citizens South Bank, as successor in interest to New Horizons Bank, as Attorney-in-Fact for Kris D. Reece and Bryde E. Reece.

M. Todd Westfall, Esquire

Howick, Westfall, McBryan & Kaplan, LLP

Suite 600, One Tower Creek

3101 Towercreek Parkway

Atlanta, Georgia 30339

(678) 384-7005



4/25/2015

NOTICE OF SALE UNDER POWER

GEORGIA, GILMER COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by ERIC VANGEARY, JR., to Mortgage Electronic Registration Systems, Inc., as nominee for IndyMac Bank, FSB, dated 08/09/2007, recorded in Deed Book 1406, Page 365, Gilmer County, Georgia records, as last transferred to Ocwen Loan Servicing, LLC by assignment recorded or to be recorded in the Gilmer County, Georgia records conveying the after-described property to secure a Note in the original principal amount of One Hundred Eighty-Four Thousand and 00/100 DOLLARS ($184,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in May 2015, the following described property:

All that tract or parcel of land lying and being in Land Lots 95 and 96, 6th District, 2nd Section of Gilmer County, Georgia, being Lot 1, consisting of 3.00 acres as shown on final plat of EAST RIDGE. Said plat, dated December 21, 2000, by Mark E. Chastain, Georgia Registered Land Surveyor No. 2718, is recorded in Plat Book 38, page 246-252, Gilmer County Records with reference made thereto for the purpose of incorporating same.

Conveyance of the above described tract is subject to the Declaration of Covenants, Conditions, and Restrictions for East Ridge, dated June 26, 2000, recorded in Deed Book 870, Page 240, Gilmer County Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing, LLC, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 561-682-8000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the parties in possession of the property are ERIC VANGEARY, JR., or a tenant or tenants and said property is more commonly known as 38 E Ridge Ln, Ellijay, GA 30540.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Ocwen Loan Servicing, LLC

as Attorney in Fact for ERIC VANGEARY, JR.,

Weissman, Nowack, Curry, & Wilco P.C.

Attn: Lender Services

One Alliance Center, 4th Floor

3500 Lenox Road

Atlanta, GA 30326

Our File# 017237-002280



4/25/2015
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