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Foreclosures

Notice of Sale Under Power. State of Georgia, County of GILMER. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by EDWIN R BALSLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP. , dated 02/04/2009, and Recorded on 02/12/2009 as Book No. 1527 and Page No. 56-65, GILMER County, Georgia records, as last assigned to CARRINGTON MORTGAGE SERVICES, LLC (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $132,783.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GILMER County Courthouse within the legal hours of sale on the first Tuesday in June, 2015, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING IN LAND LOT 22, 11TH DISTRICT, 2ND SECTION, GILMER COUNTY, GEORGIA, BEING LOT 3 & PORTIONS OF LOTS 4 & 25, BEAR PATH SUBDIVISION, AS SHOWN ON PLAT OF SURVEY FOR JASON M. PORTER AND WENDY C. PORTER, BY JOEL JORDAN GRLS, DATED MARCH 15, 2005, AS RECORDED IN PLAT BOOK 44, PAGE 246A, GILMER COUNTY, GEORGIA RECORDS TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRITPION; TOGETHER WITH ALL IMPROVEMENTS, FIXTURES, SHRUBBERY, INCLUDING A SINGLE-FAMILY RESIDENCE AND APPURTENANCES THERETO.

THE WITHIN DESCRIBED PROPERTY IS SUBJECT TO THE FOLLOWING RESTRICTIONS, COVENANTS AND CONDITIONS:

1. ONLY ONE RESIDENCE SHALL BE LOCATED ON SAID PROPERTY AND SHALL BE USED FOR RESIDENTIAL PURPOSED ONLY.

2. NO MOBILE HOMES OR MODULAR HOMES SHALL BE ERECTED OR PLACED ON SAID PROPERTY.

3. NO DWELLING SHALL BE ERECTED CONTAINING LESS THAT 500 SQUARE FEET HEATED AREA, SHALL BE ALL NEW EXTERIOR AND SHALL NOT BE LOCATED WITHIN 20 FEET FROM PROPERTY LINES.

4. SAID PROPERTY SHALL NOT BE USED OR MAINTAINED AS A DUMPING GROUND FOR RUBBISH, JUNK AUTOMOBILE, TRASH, GARGABE, WASTE OR OTHER RELATED MATTERS.

5. NO ANIMALS, LIVESTOCK, OR POULTRY OF ANY KIND SHALL BE RAISED, BRED OR KEPT ON SAID PROPERTY, EXCEPT THAT DOGS, CATS AND OTHER HOUSEHOLD PETS MAY BE KEPT PROVIDED THAT THEY ARE NOT KEPT, BRED OR MAINTAINED FOR ANY COMMERCIAL PURPOSE.

6. SEPTIC TANKS AND DRAIN FIELDS APPROVED BY THE COUNTY SANITATION SHALL BE INSTALLED IN CONJUCTION WITH THE RESIDENTIAL STRUCTURE. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). CARRINGTON MORTGAGE SERVICES, LLC holds the duly endorsed Note and is the current assignee of the Security Deed to the property. CARRINGTON MORTGAGE SERVICES, LLC, acting on behalf of and, as necessary, in consultation with CARRINGTON MORTGAGE SERVICES, LLC (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, CARRINGTON MORTGAGE SERVICES, LLC may be contacted at: CARRINGTON MORTGAGE SERVICES, LLC, 1610 ST. ANDREW PLACE, STE B 150, SANTA ANA, CA 92705, . Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 117 NORTH PINE ROAD, ELLIJAY, GEORGIA 30536 is/are: EDWIN R BALSLEY or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale

is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CARRINGTON MORTGAGE SERVICES, LLC as Attorney in Fact for EDWIN R BALSLEY. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004471389 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.



5/27/2015

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF GILMER

Because of a default in the payment of the indebtedness evidenced by the Note (as hereinafter described), secured by a Deed to Secure Debt from Jerry Lee Cole and Alice M. Cole (hereinafter referred to as “Grantor”) to Peoples Bank of East Tennessee dated May 28, 2011, filed for record in Deed Book 1677, Page 122, in the Office of the Clerk of the Superior Court of Gilmer County, Georgia (the “Security Deed”), the undersigned, Peoples Bank of East Tennessee, pursuant to said Security Deed and that certain Universal Note dated December 28, 2012, in the original principal amount of $570,417.74 (“Note-1”), and that certain Universal Note dated December 28, 2012, in the original principal amount of $60,000.00 (“Note-2”; Note-1 and Note-2 are hereinafter collectively referred to as the “Note”) has declared the entire amount of said indebtedness due and payable. Therefore, pursuant to and by virtue of the power of sale contained in the Security Deed, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door on the courthouse steps at Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in June, 2015, the following described property:

All that tract or parcel of land lying and being in Land Lot No. 10 of the 5th District and 2nd Section of Gilmer County, Georgia, containing 14.06 acres of land, as shown on plat of survey for Jerry Cole dated February 17, 2011, prepared by Joel Jordan, G.R.L.S. No. 2430, Cherry Log Survey Co., Inc. and being recorded in Plat Book 54, Page 201 in the Office of the Clerk of Superior Court, Gilmer County, Georgia. Said recorded plat is incorporated herein by reference thereto for a more complete and accurate legal description of the above-described property, together with all fixtures and personal property attached to and constituting a part of said property, and replacements and additions.

The above described property is conveyed subject to any and all easements, restrictions, rights of way as set forth on the aforementioned plat or as appearing of record.

Being a portion of the same property conveyed to Jerry Lee Cole by Warranty Deed from Paul Frank Tipton, Scott P. Tipton and Carolyn Ippsich recorded on May 18, 2004 in Book 1054, page 263 in the Office of the Clerk of Superior Court, Gilmer County, Georgia. Jerry Lee Cole conveyed title to himself and his wife, Alice M. Cole to create a joint tenancy with right of survivorship by Warranty Deed recorded on July 30, 2004 in Book 1073, page 250 in said Clerk’s office. A Corrective Warranty Deed was executed by Paul Frank Tipton, Scott P. Tipton and Carolyn Ippsich to Jerry Lee Cole and wife, Alice M. Cole to amend the legal description, which was recorded on January 12, 2005 in Book 1114, page 501 in said Clerk’s office.

TOGETHER WITH all of the buildings, building materials, fixtures and improvements on, in and to the property and all easements, rights, rents, royalties, mineral, oil and gas rights, profits and water rights.

The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale, and all other payments provided for under the Security Deed, including permitted attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees and expenses of the foreclosure having been given as provided by law and as provided by the terms of the Security Deed; and the remainder, if any, shall be applied as provided by law.

To the best knowledge and belief of the undersigned, Jerry Lee Cole and Alice M. Cole are in possession of said property. Said property will be sold subject to any prior restrictive covenants, easements, rights-of-way, valid zoning ordinances, matters which would be disclosed by an accurate survey of the property or by an inspection of the property, and any liens or encumbrances superior to the Security Deed first set out above, and subject to all outstanding taxes, assessments, and utility bills which may constitute a lien against said property, whether due and payable or not yet due and payable.

Peoples Bank of East Tennessee hereby notifies Grantor that Peoples Bank of East Tennessee remains the holder of the security interest set forth in the Security Deed. Grantor may communicate with Peoples Bank of East Tennessee by contacting Ms. Ann Castle, Peoples Bank of East Tennessee, P. O. Box 159, Murphy, North Carolina 28906, or by telephone at (828) 837-4150. Ms. Castle has full authority to negotiate, amend, and modify all terms of the Security Deed with Grantor.

PEOPLES BANK OF EAST TENNESSEE, as Attorney-in-Fact for JERRY LEE COLE and ALICE M. COLE

By: Thomas E. Austin, Jr.,

Attorney for Peoples Bank of East Tennessee

Thomas E. Austin, Jr., LLC

3490 Piedmont Road, N.E.

Suite 1005

Atlanta, Georgia 30305-4809

(404) 814-3755

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



5/27/2015

NOTICE OF SALE UNDER POWER, GILMER COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Diana R. Reece and Lawrence F. Reece to JP Morgan Chase Bank, N.A. dated 11/24/2010 and recorded in Deed Book 1644 Page 265, Gilmer County, Georgia records; as last transferred to or acquired by JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of $ 230,950.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gilmer County, Georgia, within the legal hours of sale on June 02, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

The following described property: All that tract or parcel of land lying and being in land Lots 201 and 202 of the 10th District, 2nd Section of Gilmer County, Georgia, and being Lot 219 of Buckhorn, Unit 2, Containing 2.09 acres as shown by that certain Plat of Record in Plat Book 26, Page 265, Gilmer County, Georgia Records, said Plat being incorporated herein and made a part hereof by reference for a more complete and accurate metes and bounds description of said property. This conveyance is made subject to those certain easements and right of ways as shown by the aforementioned Plat. This conveyance is made subject to those certain protective covenants of Record in Deed Book 125, Page 464, Gilmer County, Georgia Records, as further supplemented and/or amended. Assessor's Parcel No: 3092B 012

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 103 Shiloh Lane, Ellijay, GA 30540 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Diana R. Reece or tenant or tenants.

JPMorgan Chase Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

JPMorgan Chase Bank, NA

Homeowner's Assistance Department, 3415 Vision Drive, Columbus, Ohio 43219. 1-866-550-5705

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Diana R. Reece and Lawrence F. Reece

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

1031-74499A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-74499A



5/27/2015

NOTICE OF SALE UNDER POWER GEORGIA, GILMER COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by William Sales and April J Bernhardt to Mortgage Electronic Registration Systems, Inc., as nominee for The Huntington National Bank its successors and assigns, dated April 4, 2008, recorded in Deed Book 1468, Page 323, Gilmer County, Georgia Records, as last transferred to The Huntington National Bank by assignment recorded in Deed Book 1908, Page 54, Gilmer County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-NINE THOUSAND THREE HUNDRED TWENTY AND 0/100 DOLLARS ($89,320.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in June, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The Huntington National Bank is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Huntington National Bank , 2361 Morse Road, NC1W46, Columbus, OH 43229 800-323-9865. To the best knowledge and belief of the undersigned, the party in possession of the property is William Sales and April Bernhart or a tenant or tenants and said property is more commonly known as 245 Old Woodring Rd, Ellijay, Georgia 30540. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Huntington National Bank as Attorney in Fact for William Sales and April J Bernhardt McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying in Land Lot 281, 10th District, 2nd Section, Gilmer County, Georgia, being known as Lot 7, New Hope Valley, as shown on plat of survey dated February 16, 2001, prepared by Mark E. Chastain, GRLS #2718, as recorded in Plat Book 36, page 143, in the Office of the Clerk of Superior Court of Gilmer County, Georgia to which reference is hereby made for a more complete and accurate legal description; together with all improvements, fixtures, shrubbery, including a 2000 Fleetwood Double Wide Mobile Home Residence Serial # GAFLX34A72853SH22 @ GAFLX34B72853SH22. Parcel No. 3064E-007 MR/dw0 6/2/15 Our file no. 57215 - FT17



5/27/2015

NOTICE OF SALE UNDER

POWER IN DEED TO SECURE DEBT

STATE OF GEORGIA

COUNTY OF GILMER

Under and by virtue of the Power of Sale in a certain Deed to Secure Debt and Assignment of Rents from JOEL D. STILLWELL DBA STILLWELL FARM to COMMUNITY BANK OF PICKENS COUNTY, Grantee, dated October 15, 2010, recorded in Deed Book 1636, pages 332-344; as re-recorded to correct legal in Deed Book 1678, pages 476-488, Gilmer County, Georgia Records, said Deed to Secure Debt having been given to secure a Promissory Note dated October 15, 2010, in the principal amount of $1,081,000.00, AND a Promissory Note dated August 6, 2014 in the principal amount of $130,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Gilmer County, Georgia, or at such other location as established by O.C.G.A. Section 9-13-161(c), on the first Tuesday in June, 2015, to-wit, June 2, 2015, to the highest and best bidder for cash, the following described property:

TRACT ONE:

ALL THAT TRACT or parcel of land lying and being in Land Lot 5 of the 11th District and 2nd Section of Gilmer County, Georgia, containing 24.7 acres, as per plat made by A. J. Davis, Sr., County Surveyor of Gilmer County, Georgia, dated January, 1967, and recorded in Plat Book 2, page 178, Gilmer County Records, with reference made thereto for the purpose of incorporation same, including all improvements located thereon.

TRACT TWO:

ALL THAT TRACT or parcel of land lying and being in Land Lots 320 and 321 of the 10th District, 2nd Section of Gilmer County, Georgia, consisting of 24.61 acres as shown on plat of survey for Joel D. Stillwell dated March 19, 2002, by Joel Jordan, Georgia Registered Land Surveyor No. 2430, recorded in Plat Book 38, page 165, Gilmer County Records, with reference made thereto for the purpose of incorporating the same.

ALSO:

ALL THAT TRACT or parcel of land lying and being in Land Lot 321 of the 10th District, 2nd Section of Gilmer County, Georgia, consisting of 0.26 acres as shown on plat of survey for Joel D. Stillwell, Community Bank of Pickens County & Stewart Title Guaranty Company dated March 19, 2002, revised October 12, 2010, by Cherrylog Survey Co., Inc., Joel Jordan, GRLS 2430, which plat is incorporated herein for a more complete description, and being more particularly described as follows:

BEGINNING at the point common to Land Lots 4, 5, 320 and 321, travel along the land lot line which separates Land Lots 4 and 321, North 90 degrees 00 minutes 00 seconds West 155.00 feet to a point; thence leaving said land lot line North 00 degrees 37 minutes 04 seconds East 144.42 feet to a point; thence South 46 degrees 44 minutes 15 seconds East 210.71 feet to the point common to Land Lots 4,5, 320 and 321 and the point of beginning.

The debt secured by said Deed to Secure Debt and Notes has been and is hereby declared due and payable in full because of non-payment pursuant to the terms of said Deed to Secure Debt and Notes. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Notes. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, and expenses of the sale and other sums secured by the Deed to Secure Debt, including attorney's fees, and the remainder, if any, shall be applied as provided by law.

To the best of the undersigned's knowledge and belief, the property is in the possession of JOEL D. STILLWELL and the property will be sold as the property of JOEL D. STILLWELL subject to outstanding ad valorem taxes, street improvements, and easements or restrictions of record, if any. Said property is more commonly known as 560 Stillwell Road, Ellijay, Georgia 30540 and 1960 Harold Pritchett Road, Ellijay, GA 30540. The undersigned will execute a deed to the purchaser at said sale as provided by the Deed to Secure Debt.

COMMUNITY BANK OF PICKENS COUNTY

as Attorney-in-fact for JOEL D. STILLWELL DBA STILLWELL FARM

Phil M. Landrum, III

LANDRUM & LANDRUM

95 Stegall Drive

P. O. Box 400

Jasper, GA 30143

(706) 692-6464



5/27/2015

STATE OF GEORGIA

COUNTY of GILMER

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from LOUIS SYGOWSKI and JACQUELINE ZIEMBA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR QUICKEN LOANS INC. dated September 30, 2009, filed for record October 16, 2009, and recorded in Deed Book 1577, Page 382, GILMER County, Georgia Records, as last transferred to WILMINGTON SAVINGS FUND SOCIETY, FSB DBA CHRISTIANA TRUST AS TRUSTEE FOR HLSS MORTGAGE MASTER TRUST FOR THE BENEFIT OF THE HOLDERS OF THE SERIES 2014-1 CERTIFICATES ISSUED BY HLSS MORTGAGE MASTER TRUST by assignment recorded in Deed Book 1913, Page 135, GILMER County, Georgia Records. Said Deed to Secure Debt having been given to secure a Note dated September 30, 2009 in the original principal sum of ONE HUNDRED FIFTY FIVE THOUSAND EIGHT HUNDRED FOUR AND 0/100 DOLLARS ($155,804.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at GILMER County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in June, 2015, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 298 AND 315 OF THE 25TH DISTRICT, 2ND SECTION OF GILMER COUNTY, GEORGIA, AND BEING DESIGNATED AS LOT 917 OF EAGLE'S MOUNTAIN RESORT, UNIT 15, CONTAINING 0.54 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY RECORDED IN PLAT BOOK 12, PAGE 233B, GILMER COUNTY, GEORGIA RECORDS. SAID PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE LEGAL DESCRIPTION.

SUBJECT TO THE COVENANTS, CONDITIONS AND RESTRICTIONS FOR EAGLE'S MOUNTAIN RESORT, INC., RECORDED IN DEED BOOK 138, PAGE 448, GILMER COUNTY, GEORGIA RECORDS, AS SUPPLEMENTED BY INSTRUMENTS RECORDED IN DEED BOOK 143, PAGE 721; DEED BOOK 147, PAGE 145; DEED BOOK 168, PAGE 340; DEED BOOK 172, PAGE 474, AND DEED BOOK 175, PAGE 112, SAID RECORDS.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is LOUIS SYGOWSKI and JACQUELINE ZIEMBA or a tenant or tenants. Said property may more commonly be known as: 150 OTHELLO DRIVE, ELLIJAY, GA 30540-6125.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is OCWEN LOAN SERVICING, LLC, 1100 VIRGINIA DRIVE, FORT WASHINGTON, PA 19034; (887) 226-2936.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WILMINGTON SAVINGS FUND SOCIETY, FSB DBA CHRISTIANA TRUST AS TRUSTEE FOR HLSS MORTGAGE MASTER TRUST FOR THE BENEFIT OF THE HOLDERS OF THE SERIES 2014-1 CERTIFICATES ISSUED BY HLSS MORTGAGE MASTER TRUST

As Attorney-in-Fact for

LOUIS SYGOWSKI

JACQUELINE ZIEMBA

Phelan Hallinan Diamond & Jones, PLLC

11675 Great Oaks Way, Suite 375

Alpharetta, GA 30022

Telephone: 770-393-4300

Fax: 770-393-4310

PH # 22924

This law firm is acting as a debt collector. Any information obtained will be used for that purpose.



5/27/2015

NOTICE OF SALE UNDER POWER

GEORGIA, GILMER COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed and Agreement from Wild Mountain, Inc. to Community & Southern Bank, successor in interest to Gilmer County Bank, by virtue of assignment from the FDIC, as Receiver of Gilmer County Bank (“Grantee”), dated November 4, 2005, filed and recorded November 29, 2005, in Deed Book 1208, Page 83, Gilmer County, Georgia Records and re-recorded on March 7, 2006, in Deed Book 1240, Page 447, aforesaid records (as modified and assigned, the “First Security Deed”) and by that certain Security Deed and Agreement from James A. Wildenberg and Mona H. Wildenberg to Grantee dated July 23, 2008, filed and recorded September 3, 2008, in Deed Book 1499, Page 88, aforesaid records, and as modified by that certain Modification Agreement dated June 24, 2011 filed and recorded July 11, 2011, in Deed Book 1680, Page 202, aforesaid records (as modified and assigned, the “Second Security Deed”) (the First Security Deed and Second Security Deed hereinafter referred to as, the “Security Deeds”), conveying the after-described property to secure that certain Promissory Note dated April 30, 2011, from James A. Wildenberg and Mona H. Wildenberg payable to Grantee in the principal amount of One Hundred Fifty Four Thousand One Hundred Fifty Nine and 15/100 Dollars ($154,159.15), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in June, 2015, the following described property:

All that tract or parcel of land lying and being in Land Lots 242 and 263 of the 6th District, and 2nd Section of Gilmer County, Georgia, consisting of 1.56 acres as shown on plat of survey for Jim Wildenberg dated September 19, 2005, by Joel Jordan GRLS #2430. Said plat is recorded in Plat Book 44, Page 277A, in the Office of the Clerk of Superior Court of Gilmer County, Georgia, and included herein by reference for a more complete and accurate legal description.

The indebtedness secured by said Security Deeds has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deeds and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deeds, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deeds.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deeds.

The following information is being provided in accordance with O.C.G.A. § 44-14-162.2. Community & Southern Bank is the secured creditor under the Security Deeds and loan being foreclosed. The following entity shall have full authority to negotiate, amend, and modify all terms of the above-described Security Deeds and associated Note on behalf of the secured creditor: Community & Southern Bank, Attn: Foreclosures, 4800 Ashford-Dunwoody Road, Suite 200, Dunwoody, Georgia 30338, (678) 293-1235. O.C.G.A. § 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument."

To the best of the undersigned's knowledge and belief, the property is known as 70 Wild Mountain Road, Ellijay, Gilmer County, Georgia 30536; and the parties in possession of the property are James A. Wildenberg and Mona H. Wildenberg, or their tenant or tenants.

COMMUNITY & SOUTHERN BANK, successor in interest to Gilmer County Bank, by virtue of assignment from the FDIC, as Receiver of Gilmer County Bank, as Attorney-in-Fact for Wild Mountain, Inc., James A. Wildenberg and Mona H. Wildenberg

Thompson, O'Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

This is notice that we are attempting to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector.



5/27/2015

NOTICE OF SALE UNDER POWER, GILMER COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Carey C. Windsor to Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan dated 1/16/2004 and recorded in Deed Book 1025 Page 202, Gilmer County, Georgia records; as last transferred to or acquired by U.S. Bank National Association, as Trustee under Securitization Servicing Agreement Dated as of July 1, 2005 Structured Asset Securities Corporation Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-7, conveying the after-described property to secure a Note in the original principal amount of $ 117,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gilmer County, Georgia, within the legal hours of sale on July 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being in Land Lots 146, 147, 148, 177, 178, and 179 of the 11th District, 2nd Section, Gilmer County, Georgia, being Lot 170, EAGLE’ S MOUNTAIN RESORT, Unit II, as per plat of survey recorded in Plat Book 12, page 28, Gilmer County, Georgia Records; said plat of survey being incorporated herein by reference thereto for a more complete description of the property herein conveyed.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 170 Lemmon Ln, Ellijay, GA 30540 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Carey C. Windsor or tenant or tenants.

Ocwen Loan Servicing, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

Ocwen Loan Servicing, LLC

Foreclosure Loss Mitigation, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409 1-877-596-8580

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

U.S. Bank National Association, as Trustee under Securitization Servicing Agreement Dated as of July 1, 2005 Structured Asset Securities Corporation Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-7 as agent and Attorney in Fact for Carey C. Windsor

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

1017-659591A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-659591A



5/27/2015
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