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Foreclosures

NOTICE OF SALE UNDER POWER

GEORGIA, GILMER COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed from Ronald D. Climer and Alicia V. Climer (“Grantors”) to Community & Southern Bank (“Grantee”), dated June 29, 2010, filed and recorded July 9, 2010, in Deed Book 1619, Page 306, Gilmer County, Georgia Records, as modified by that certain Modification Agreement from Grantors to Grantee dated May 15, 2013, filed and recorded June 4, 2013, in Deed Book 1809, Page 127, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Promissory Note dated May 15, 2013, from Grantors payable to Grantee in the original principal amount of Sixty Two Thousand Seven Hundred Fifty Five and 01/100 Dollars ($62,755.01), with interest thereon as set forth therein (as renewed and amended, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in July, 2015, the following described property:

All that tract or parcel of land lying and being in Land Lot 199, 11th District, 2nd Section, Gilmer County, Georgia, consisting of 1.01 acres and designed as Lot 116 of The River’s Edge Estates, Phase VII, as shown on a Plat of Survey for The River’s Edge Estates, Phase VII. Said plat dated June 10, 1996 and revised December 10, 1997, prepared by Lane S. Bishop, Georgia Registered Land Surveyor No. 2536, is recorded in Plat Book 30, Page 173-175, Gilmer County, Georgia Records. Said plat is incorporated herein by reference hereto for a more full and complete description of the above described property.

The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

The following information is being provided in accordance with O.C.G.A. § 44-14-162.2. Community & Southern Bank is the secured creditor under the Security Deed and loan being foreclosed. The following entity shall have full authority to negotiate, amend, and modify all terms of the above-described Security Deed and associated Note on behalf of the secured creditor: Community & Southern Bank, Attn: Foreclosures, 4800 Ashford-Dunwoody Road, Suite 200, Dunwoody, Georgia 30338, (678) 293-1231. O.C.G.A. § 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument."

To the best of the undersigned's knowledge and belief, the property is known as Lot 116, The River’s Edge Estates (located on Blackberry Circle), Gilmer County, Georgia; and the parties in possession of the property are Ronald D. Climer and Alicia V. Climer, or their tenant or tenants.

Community & Southern Bank, as Attorney-in-Fact for Ronald D. Climer and Alicia V. Climer

Thompson, O'Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

This is notice that we are attempting to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector.



6/29/2015

STATE OF GEORGIA

COUNTY OF GILMER

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charles Roger Hobbs and Joy Delaine Hobbs to Mortgage Electronic Registration Systems, Inc. as nominee for All State Home Mortgage, Inc and its successors and assigns dated March 6, 2008, and recorded in Deed Book 1462, Page 1, Gilmer County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Selene Finance LP by Assignment, securing a Note in the original principal amount of $196,453.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 7, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

The following described property: All that tract or parcel of land lying in the 11th District, 2nd Section of Gilmer County, Georgia and a part of Land Lots 176 and 185 and designated as Lot 869 of Beaver Forest, Unit 20, as shown on survey of Bums L. Jeffries, RLS 2036 recorded in Plat Book 10, Page 250 with Gilmer County, Georgia Records to which reference is made for a complete and accurate legal description. BEING KNOWN AS PARCEL NUMBER: 3053T005

Said property is known as 482 Matrix Ln, Ellijay, GA 30540, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Charles Roger Hobbs and Joy Delaine Hobbs, successor in interest or tenant(s).

Selene Finance LP as Attorney-in-Fact for Charles Roger Hobbs and Joy Delaine Hobbs

File no. 15-050776

SHAPIRO, SWERTFEGER & HASTY, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941

(770) 220-2535/CH

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

06/11, 06/18, 06/25, 07/02, 2015

[FC-NOS]



6/29/2015

NOTICE OF SALE UNDER POWER GEORGIA, GILMER COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jeanette Jackson and Owen Jackson to Fleet National Bank, dated May 1, 2001, recorded in Deed Book 838, Page 313, Gilmer County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1752, Page 143, Gilmer County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-THREE THOUSAND AND 0/100 DOLLARS ($63,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in July, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeanette Jackson and Caroline Walters, Executrix of the Estate of Jeanette Jackson or a tenant or tenants and said property is more commonly known as 315 Whispering Winds Lane, Ellijay, Georgia 30540. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Jeanette Jackson and Owen Jackson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 286 of the 11th District, 2nd Section of Gilmer County, Georgia, being Lot 24, Whispering Winds Subdivision, Phase II, as per plat recorded in Plat Book 30, Page 9, Gilmer County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. MR/tkn 7/7/15 Our file no. 5192515 - FT3



6/29/2015

NOTICE OF SALE UNDER

POWER IN DEED TO SECURE DEBT

STATE OF GEORGIA

COUNTY OF GILMER

Under and by virtue of the Power of Sale in a certain Deed to Secure Debt from JASPER MOUNTAIN HIGHLANDS DEVELOPMENT, LLC, Grantor, to COMMUNITY BANK OF PICKENS COUNTY, Grantee, dated August 24, 2007, recorded in Deed Book 1415, pages 68-81, Gilmer County, Georgia records, as subsequently modified, said Deed to Secure Debt having been given to secure a Promissory Note dated September 23, 2013, in the principal amount of $2,722,284.56, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Gilmer County, Georgia, or at such other location as established by O.C.G.A. Section 9-13-161(c), on the first Tuesday in July 2015, to-wit, July 7, 2015, to the highest and best bidder for cash, the following described property:

ALL THAT TRACT or parcel of land lying and being in Land Lots 98 and 99, 11th District, 2nd Section, City of Ellijay and City of East Ellijay, Gilmer County, Georgia, and containing 3.10 acres (and consisting of Tracts 1, 3, 4, and a portion of Lots 9 and 10, Maddox Trade Center); as shown on a plat of survey prepared by Chastain & Reece, P.C., dated February 15, 1999, and recorded in Plat Book 32, pages 283, Gilmer County Records, to which reference is made for a complete and accurate legal description.

Together with a non-exclusive easement for ingress, egress and location of utilities over and across Russell Road, a portion of which is shown on the captioned plat.

This conveyance subject to an access easement over and across Tract 1, Maddox Trade Center, as described in an easement agreement, dated April 27, 1999, and recorded in Deed Book 657, page 97, Gilmer County Records, and depicted on the referenced plat.

The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of non-payment pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney's fees and

foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the

sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, and expenses of the sale and other sums secured by the Deed to Secure Debt, including attorney's fees, and the remainder, if any, shall be applied as

provided by law. To the best of the undersigned's knowledge and belief, the property is in the possession of JASPER MOUNTAIN HIGHLANDS DEVELOPMENT, LLC and the property will be sold as the property of JASPER MOUNTAIN HIGHLANDS DEVELOPMENT, LLC, subject to outstanding ad valorem taxes, street improvements, and easements or restrictions of record, if any.

Said property is more commonly known as 572 Maddox Drive, Ellijay, GA 30540. The undersigned will execute a deed to the purchaser at said sale as provided by the Deed to Secure Debt.

COMMUNITY BANK OF PICKENS COUNTY

as Attorney-in-fact for

JASPER MOUNTAIN HIGHLANDS

DEVELOPMENT, LLC

Phil M. Landrum, III

LANDRUM & LANDRUM

95 Stegall Drive

P. O. Box 400

Jasper, GA 30143

(706) 692-6464



6/29/2015

STATE OF GEORGIA

COUNTY OF GILMER

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from REBECCA LANDAU to Gilmer County Bank (a division of Appalachian Community Bank), dated April 25, 2005, recorded April 29, 2005, in Deed Book 1141, Page 297, Gilmer County, Georgia records, transferred to Community & Southern Bank pursuant to that certain Purchase and Assumption Agreement dated as of March 19, 2010, by and among Community & Southern Bank, The Federal Deposit Insurance Corporation, Receiver of Appalachian Community Bank and The Federal Deposit Insurance Corporation, and as assigned to COMMUNITY & SOUTHERN BANK by Assignment recorded in Deed Book 1615, Page 301, Gilmer County Records, with an Amendment and Clarification recorded in Deed Book 1624, Page 122, Gilmer County, Georgia records, as modified by Modification Agreements recorded in Deed Book 1712, Page 29; Deed Book 1716, Page 46 and Deed Book 1804, Page 116, Gilmer County, Georgia records, said Security Deed being given to secure a Note from REBECCA LANDAU dated April 24, 2008 in the original principal amount of Seven Hundred Fifty Thousand and 00/100 ($750,000.00) Dollars, as modified, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in July, 2015, the following described property:

All that tract or parcel of land lying and being in Land Lots 2 & 35, 5th District, 2nd Section of Gilmer County, consisting of 198.5 acres as shown on Plat of Survey for Dr. Charles R. Andrews, Jr. Said plat, dated March 1977, by J. H. Rea, Georgia Registered Land Surveyor No. 1955, is recorded in Plat Book 7, Page 18, Gilmer County Records, with reference made thereto for the purposes of incorporating the same.

LESS AND EXCEPT THE FOLLOWING:

(1) All that tract or parcel of land lying and being in Land Lot 35, 5th District, 2nd Section of Gilmer County consisting of 10.2 +/- acres as shown on Plat of Survey for L.C. O’Donnell. Said plat, dated March 1977, revised March 31, 1988, by J. H. Rea, Georgia Registered Land Surveyor No. 1955, is recorded in Plat Book 16, Page 190, Gilmer County Records, with reference made thereto for the purposes of incorporating the same.

(2) All that tract or parcel of land lying and being in Land Lot 35, 5th District, 2nd Section of Gilmer County consisting of 4.4 +/- acres as shown on Plat of Survey for L.C. O’Donnell. Said plat, dated March 22, 1988, by J. H. Rea, Georgia Registered Land Surveyor No. 1955, is recorded in Plat Book 16, Page 191, Gilmer County Records, with reference made thereto for the purposes of incorporating the same.

(3) All that tract or parcel of land lying and being in Land Lot 35, 5th District, 2nd Section of Gilmer County consisting of 4.13 acres as shown on Plat of Survey for Andrew Patterson. Said plat, dated March 30, 1988, by Lane S. Bishop, Georgia Registered Land Surveyor No. 1575, is recorded in Plat Book 17, Page 191, Gilmer County Records, with reference made thereto for the purposes of incorporating the same.

(4) All that tract or parcel of land lying and being in Land Lot 35, 5th District, 2nd Section of Gilmer County consisting of 3.08 acres as shown on Plat of Survey for L.C. O’Donnell. Said plat, dated July 17, 1989, by J. H. Rea, Georgia Registered Land Surveyor No. 1955, is recorded in Plat Book 18, Page 133, Gilmer County Records, with reference made thereto for the purposes of incorporating the same.

The above described property is a portion of the same property which was conveyed to Rebecca Landau in the following Warranty Deeds:

(1) Warranty Deed dated October 3, 1985 from Richard W. Landau a/k/a Richard Landau as recorded in Deed Book 210, Page 505, Gilmer County Records.

(2) Warranty Deed dated November 29, 1995 from Leonard C. O’Donnell as recorded in Deed Book 475, Page 223, Gilmer County Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is REBECCA LANDAU or a tenant or tenants.

COMMUNITY & SOUTHERN BANK,

as attorney in Fact for REBECCA LANDAU

L. Lou Allen

Stites & Harbison, PLLC

520 West Main Street

Blue Ridge, Georgia 30513

(706) 632-7923

File No. CO608-00538



6/29/2015

GEORGIA, GILMER COUNTY

NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT

By virtue of the Power of Sale contained in a Deed to Secure Debt dated January 27, 2004, from Domingo Landaverde to Tony L. Segars, Angela F. Segars, Randy C. Segars, Laura C. Segars, and recorded in Deed Book 1025, page 416, Gilmer County Records; said Deed to Secure Debt being given to secure a promissory note of even date, in the original principal amount of $28,000.00, with interest from date as stated therein; the holder thereof, KIKER FARMS & LAND, LLC, transferee by instrument recorded in Deed Book 1914, page 512, Gilmer County Records, will offer the property described below for sale at public outcry to the highest bidder for cash before the courthouse door at Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in July, 2015. The property is described as follows:

All that tract or parcel of land lying in Land Lot 152 of the 11th District, 2nd Section, Gilmer County, Georgia, containing .76 acres and designated as Lot 13 of Victoria Springs, Phase II, as shown on plat of survey prepared by Joel Jordan, RLS 2430, dated October 1994, recorded in Plat Book 24, page 225, Gilmer County Records; to which reference is made for a complete and accurate legal description; together with all improvements, fixtures, shrubbery, including a mobile home and appurtenances thereto.

TOGETHER WITH that certain housing unit which was formerly personalty, but is now permanently annexed and affixed to the above-described land as a permanent improvement and which is a 1995 double wide manufactured home bearing Serial # GMHGA31395608AB D-1336, and HUD # GEO/847298 and 847299.

This conveyance is subject to the Declaration and Covenants, Conditions and Restrictions recorded in Deed Book 428, Page 80, Gilmer County, Georgia Records.

Together with non-exclusive right to water from a pump located on adjacent land, together with rights to maintain and repair said pump and the pipes and other appurtenances thereto. Payment of expenses of maintenance and repair of said well shall be as set forth in prior deed.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale including attorney's fees.

To the best information, knowledge and belief of the undersigned, the property is presently in the possession of Domingo Landaverde.

The property will be sold as the property of said Domingo Landaverde, and will be sold subject to all restrictions, liens, encumbrances, easements and other matters of record, if any, to which the Deed to Secure Debt is junior and inferior in terms of priority, and subject to any and all unpaid taxes or assessments relating to the property.

KIKER FARMS & LAND, LLC,

as attorney in fact for

DOMINGO LANDAVERDE

Clifford S. Lancey

Attorney at Law

15 North Avenue

Ellijay, Georgia 30540

(706) 276-2233



6/29/2015

NOTICE OF SALE UNDER POWER, GILMER COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Lori A. McCurdy to Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc. dated 7/15/2004 and recorded in Deed Book 1070 Page 358, Gilmer County, Georgia records; as last transferred to or acquired by Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2004-3 Asset-Backed Notes, conveying the after-described property to secure a Note in the original principal amount of $ 99,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gilmer County, Georgia, within the legal hours of sale on July 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 209, 210, 223, AND 224, 25TH DISTRICT, 2ND SECTION, GILMER COUNTY, GEORGIA AND DESIGNATED AS LOT 570 OF MILLER ROCK, INC., UNIT VII, AS SHOWN ON SURVEY OF BURNS L. JEFFRIES, GRLS NO. 2036, DATED JULY 1, 1984 AND RECORDED IN PLAT BOOK 12, PAGE 70, GILMER COUNTY, GEORGIA RECORDS. ? ? SAID PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE AND ACCURATE METES AND BOUNDS DESCRIPTION. SAID PROPERTY BEING THE SAME PROPERTY CONVEYED TO PETE HOFFMAN AND EDITH HOFFMAN BY MILLER ROCK, INC., BY VIRTUE OF A WARRANTY DEED DATED AUGUST 11, 1984, INDEED ? BOOK 146, PAGE 3S5, GILMER COUNTY, GEORGIA RECORDS?

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 112 Abbott Court, Ellijay, GA 30540 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Lori A. McCurdy or tenant or tenants.

Select Portfolio Servicing, Inc. is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

Select Portfolio Servicing, Inc.

Loan Resolution Department?3815 South West Temple?Salt Lake City, UT 84115?(888) 349-8955?

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2004-3 Asset-Backed Notes as agent and Attorney in Fact for Lori A. McCurdy

Aldridge Pite, LLP (formerly known as Aldridge Connors, LLP), 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

1012-661708A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1012-661708A



6/29/2015

NOTICE OF FORECLOSURE SALE UNDER POWER

GILMER COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Clint McLendon to Gilmer County Bank, dated February 28, 2001, and recorded in Deed Book 758, Page 322, Gilmer County, Georgia Records, as last transferred to Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America by assignment recorded on March 13, 2015 in Book 1907 Page 184-185 in the Office of the Clerk of Superior Court of Gilmer County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Eighty-Four Thousand and 0/100 dollars ($84,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, within the legal hours of sale on July 7, 2015, the following described property:

All that tract or parcel of land lying in Land Lot 115, 11th District, 2nd Section, Gilmer County, Georgia, and designated as Lot 543, Beaver Bend, Unit XI, as shown on a plat of survey prepared by Burns L. Jeffries, RLS #2036, recorded July 7, 1982 in Plat Book 10, Page 126, Gilmer County Records, to which reference is made for a complete and accurate legal description; together with all improvements, fixtures, shrubbery, including a single-family residence and appurtenances thereto. This conveyance is subject to the Declaration of Covenants, Conditions and Restrictions for Beaver Bend, dated September 9, 1980, and recorded in Deed Book 98, Page 101, and amended in Deed Book 111, Page 713, Gilmer County Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Your mortgage servicer can be contacted at (866) 570-5277 - Loss Mitigation Dept, or by writing to 14523 SW Millikan Way, Ste 200, Beaverton, Oregon 97005, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Clint McLendon or tenant(s); and said property is more commonly known as 99 Rockingham Way, Ellijay, GA 30540.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.

Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America as Attorney in Fact for Clint McLendon.

Brock & Scott, PLLC

4360 Chamblee Dunwoody Road, Suite 310, Atlanta, GA 30341

404-789-2661

B&S file no.: 15-09229



6/29/2015

STATE OF GEORGIA

COUNTY OF Gilmer

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated September 7, 2007, executed by Jim Melton to Lendmark Financial Services, Inc., recorded in Deed Book 1415, Page 309, Gilmer County, Georgia Deed Records, and securing a Note in the original principal amount of $120,000.00, said Security Deed last having been assigned to BRANCH BANKING AND TRUST COMPANY, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in July, 2015 to-wit: July 7, 2015, during the legal hours of sale, before the Gilmer County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 307 OF THE 25TH DISTRICT AND 2ND SECTION OF GILMER COUNTY, GEORGIA, AND BEING DESIGNATED AS TRACT 46B, ACCORDING TO A PLAT PREPARED BY GILBERT O. MAULSBY, JR., GRLS NO. 1555 DATED AUGUST 20, 1985 AND RECORDED IN PLAT BOOK 13, PAGE 112, GILMER COUNTY, GEORGIA RECORDS. SAID PLAT IS INCORPORATED HEREIN BY REFERENCE THERETO FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION.

The aforedescribed real property is also known as 603 Sumac Ln, Ellijay, GA 30540, according to the present system of numbering houses in Gilmer County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the extent that said real property is comprised of more than one parcel, said real property will be sold in one or more parcels and in such order as the holder of the Security Deed may determine.

Upon information and belief, said real property is presently in the possession or control of Jim Melton and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

BRANCH BANKING AND TRUST COMPANY

as Attorney-in-Fact for

JIM MELTON

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, 10th Floor

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



6/29/2015

NOTICE OF SALE UNDER POWER GEORGIA, GILMER COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Charles Oakley and Amanda Pinson a/k/a Amanda Pinion to Branch Banking and Trust Company, dated February 23, 2006, recorded February 27, 2006, in Deed Book 1237, Page 255, Gilmer County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND DOLLARS AND NO CENTS ($135,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gilmer County, Georgia, within the legal hours of sale on the first Tuesday in July 2015 by Branch Banking and Trust Company, as Attorney in Fact for Charles Oakley and Amanda Pinson a/k/a Amanda Pinion, a/k/a Amanda Oakley, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 269 OF THE 25TH DISTRICT AND 2ND SECTION OF GILMER COUNTY, GEORGIA, DESIGNATED AS LOT 176 OF TRANQUILITY AT CARTERS LAKE SUBDIVISION, PHASE 3 AND CONSISTING OF 1.26 ACRES, AS SHOWN ON A PLAT OF SURVEY FOR TRANQUILITY AT CARTERS LAKE. SAID PLAT, DATED OCTOBER 15, 2004 BY MARK E. CHASTAIN, GEORGIA REGISTERED LAND SURVEYOR NO. 2718, IS RECORDED IN PLAT BOOK 44, PAGE 189, GILMER COUNTY, GEORGIA RECORDS, WITH REFERENCE MADE THERETO FOR THE PURPOSE OF INCORPORATING SAME. CONVEYANCE OF THE ABOVE PARCELS IS MADE SUBJECT TO AND BENEFITTED BY THE FOLLOWING: (1) THE DECLARATION OF COVENANTS, RESTRICTIONS, EASEMENTS FOR TRANQUILITY AT CARTERS LAKE AS SET OUT IN A DOCUMENT RECORDED IN DEED BOOK 1009, PAGE 421, GILMER COUNTY, GEORGIA RECORDS, AND AS AMENDED. (2) ALL EASEMENTS AND RIGHT-OF-WAYS AS SHOWN ON PLAT OF SURVEY FOR TRANQUILITY AT CARTERS LAKE AS RECORDED IN PLAT BOOK 41, PAGE 187, GILMER COUNTY RECORDS. THE ABOVE DESCRIBED TRACT IS A PORTION OF THE SAME PROPERTY WHICH WAS CONBEYED BY WARRANTY DEED FROM PFISTER INVESTEMENT (GEORGIA) INC. TO DOVER-PFISTER, LLC, DATED JANAURY 18, 2003 AND RECORDED IN DEED BOOK 923, PAGE 392, GILMER COUNTY RECORDS. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: any superior Security Deeds of record; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Charles Oakley and Amanda Pinion a/k/a Amanda Oakley or tenant(s). The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.



6/29/2015

NOTICE OF SALE UNDER POWER, GILMER COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Sandra Weakland and Matthew Cox to Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc. dated 12/20/2006 and recorded in Deed Book 1361 Page 99, Gilmer County, Georgia records; as last transferred to or acquired by Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America, conveying the after-described property to secure a Note in the original principal amount of $ 213,750.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gilmer County, Georgia, within the legal hours of sale on July 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 307 OF THE 25TH DISTRICT, 2ND SECTION, OF GILMER COUNTY, GEORGIA, BEING TRACT NO. 19 CONSISTING OF 2.49 ACRES, TRACT NO. 20 CONSISTING OF .77 ACRES, TRACT NO. 49 CONSISTING OF 8.81 ACRES, AS SHOWN ON PLAT DATED JULY 1984 FOR AUCTIONS UNLIMITED, INC., SAID PLAT, BY DONALD O. BABB, GEORGIA REGISTERED LAND SURVEYOR NO. 2209 IS RECORDED IN PLAT BOOK 12, PAGE 101, GILMER COUNTY, GEORGIA RECORDS, WITH REFERENCE MADE THERETO FOR THE PURPOSE OF INCORPORATING SAME, ALSO, AS RECORDED MARCH 1990, IN BOOK 257, PAGE 743, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF GILMER COUNTY. PROPERTY ADDRESS: 184 EMBASSY WAY, ELLIJAY, GEORGIA 30540

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 184 Embassy Way, Ellijay, GA 30540 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Sandra Weakland and Matthew Cox or tenant or tenants.

Seterus, Inc. is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

Seterus, Inc.

Loss Mitigation, PO Box 4121, Beaverton, OR 97076-4121 866.570.5277

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America as agent and Attorney in Fact for Sandra Weakland and Matthew Cox

Aldridge Pite, LLP, formerly known as Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

1168-2688A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1168-2688A



6/29/2015

NOTICE OF SALE UNDER POWER, GILMER COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Carey C. Windsor to Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan dated 1/16/2004 and recorded in Deed Book 1025 Page 202, Gilmer County, Georgia records; as last transferred to or acquired by U.S. Bank National Association, as Trustee under Securitization Servicing Agreement Dated as of July 1, 2005 Structured Asset Securities Corporation Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-7, conveying the after-described property to secure a Note in the original principal amount of $ 117,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gilmer County, Georgia, within the legal hours of sale on July 7, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying and being in Land Lots 146, 147, 148, 177, 178, and 179 of the 11th District, 2nd Section, Gilmer County, Georgia, being Lot 170, EAGLE’ S MOUNTAIN RESORT, Unit II, as per plat of survey recorded in Plat Book 12, page 28, Gilmer County, Georgia Records; said plat of survey being incorporated herein by reference thereto for a more complete description of the property herein conveyed.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 170 Lemmon Ln, Ellijay, GA 30540 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Carey C. Windsor or tenant or tenants.

Ocwen Loan Servicing, LLC is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage.

Ocwen Loan Servicing, LLC

Foreclosure Loss Mitigation

1661 Worthington Road

Suite 100

West Palm Beach, FL 33409

1-877-596-8580

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

U.S. Bank National Association, as Trustee under Securitization Servicing Agreement Dated as of July 1, 2005 Structured Asset Securities Corporation Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-7 as agent and Attorney in Fact for Carey C. Windsor

Aldridge Pite, LLP, formerly known as Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1017-659591A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-659591A



6/29/2015
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